X Financial-Welcome - Management

Site Body

Management

Yue (Justin) Tang

Founder, Chief Executive Officer and Chairman

Mr. Yue (Justin) Tang is X Financial’s founder, Chief Executive Officer and Chairman of the board of directors. Mr. Tang is responsible for overall business strategies and operation. Before starting X Financial, Mr. Tang co-founded eLong.com, an online travel service company in China in 1999. From 2006 to 2014, Mr. Tang was the founder and managing partner of Blue Ridge China, an investment and consulting company. Mr. Tang is also currently a director of Jidiao Network (Stock Code: 832015), a company listed on China’s National Equities Exchange and Quotations. Mr. Tang received a bachelor’s degree in business administration from Concordia College.

Shaoyong (Simon) Cheng

President and Director

Mr. Shaoyong (Simon) Cheng has served as X Financial’s President since October 2017 and Director since December 2017. Mr. Cheng joined X Financial in 2015. Prior to serving as President, Mr. Cheng served as the Company’s Chief Risk Officer from 2015 to 2017. Prior to that, Mr. Cheng served as head of CEO office and head of business banking at Hang Seng Bank China Limited from 2013 to 2015, deputy General Manager in charge of retail lending management at Bank of Communications from 2006 to 2013, senior credit risk manager at HSBC North America and HSBC Asia Pacific from 2002 to 2006, and manager at Capital One from 1997 to 2002. Mr. Cheng received a bachelor’s degree and a master’s degree in engineering and a bachelor’s degree in economics from Tsinghua University, a master’s degree in industrial engineering and an MBA degree from University of Southern California.

Ding (Gardon) Gao

Chief Technology Officer and Director

Mr. Ding (Gardon) Gao has served as X Financial’s Chief Technology Officer since April 2014 and Director since December 2017. Mr. Gao joined the Company in 2014. Prior to that, Mr. Gao served as software architect from 2010 to 2014 at Tencent Holdings Limited. Mr. Gao received a bachelor’s degree in management of information system from Dalian Maritime University.

Jie (Kevin) Zhang

Chief Financial Officer

Mr. Jie (Kevin) Zhang has served as our Chief Financial Officer since November 2016. Mr. Zhang joined us in 2016. Prior to that, Mr. Zhang served as chief financial officer at Neo Financial Information Service Co., Ltd from 2014 to 2016, finance controller at Suzhou JinCheng Media Group Co., Ltd from 2013 to 2014. Mr. Zhang worked in auditing and transaction service in Deloitte and Ernst & Young from 2000 to 2012. Mr. Zhang received a bachelor’s degree in business management from Fudan University.

Kan (Kent) Li

Chief Risk Officer

Mr. Kan (Kent) Li has served as X Financial’s Chief Risk Officer from November 2017. Mr. Li joined the Company in 2015. Prior to serving as Chief Risk Officer, Mr. Li served as a division director in charge of unsecured loan risk from 2015 to 2017. Prior to that, he served as a manager at Capital One from September 2008 to November 2015. Mr. Li received his bachelor’s degree and master’s degree in economics from Southwestern University of Economics and Finance.