X Financial-Welcome - Board of Directors

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Kan (Kent) Li

President and Director

Mr. Kan (Kent) Li joined X Financial in 2015 and has served as the Company’s President since May 2021 and Director since December 2021. Mr. Li served as the Company’s Chief Risk Officer starting from November 2017 to November 2023. Prior to serving as the Company’s Chief Risk Officer, Mr. Li served as a division director in charge of unsecured loan risk from 2015 to 2017. Prior to that, he served as a Sr. manager at Capital One Financial from September 2008 to November 2015, and had served many capacities in various position, including customer acquisition, customer management, as well as collections and recoveries. Before that, he worked as a Sr. Strategy Analyst for ATB Financial, a regional bank in Canada, from May 2005 to August 2008. Mr. Li received his bachelor’s degree and master’s degree in economics from Southwestern University of Economics and Finance. He has published several academic papers, including a research paper in Review of Economics and Statistics (edited by Harvard University).