1. Where is X Financial headquartered?

7-8F, Block A, Aerospace Science and Technology Plaza

No. 168, Haide Third Avenue, Nanshan District

Shenzhen, 518067

People’s Republic of China

2. When did X Financial list itself on NYSE?

X Financial became a publicly listed company in September 2018.

3. Where is X Financial stock traded and what is the ticker symbol?

X Financial’s ADSs trade on the NYSE under the ticker ‘XYF’.

4. Who is X Financial’s legal counsel?

Loeb & Loeb LLP

5. Who is X Financial’s independent auditing firm?

KPMG Huazhen LLP

6. How many ordinary shares does an American Depositary Share (“ADS”) represent?

One ADS represents 6 Class A ordinary shares.

7. When does X Financial’s fiscal year end?

December 31.