X Financial (NYSE: XYF) (the "Company") is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.
X Financial offers differentiated products specifically catered to the financing needs of individuals in China. The Company’s flagship loan product is Xiaoying Card Loan, which offers borrowers a combination of small credit line and attractive interest rates in China.
(The Company will provide a hard copy of its annual report containing the audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request. Requests should be directed to the Company's IR Department at firstname.lastname@example.org.)