X Financial-Welcome - Welcome

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Welcome

X Financial (NYSE: XYF) (the "Company") is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.

X Financial offers differentiated products specifically catered to the financing needs of individuals in China. The Company’s flagship loan product is Xiaoying Card Loan, which offers borrowers a combination of small credit line and attractive interest rates in China.

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Financial Reports

Download PDF X Financial 2023 Annual Report

Download PDF X Financial 2023 Q4 Earnings Report

(The Company will provide a hard copy of its annual report containing the audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request. Requests should be directed to the Company's IR Department at ir@xiaoying.com.)

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Recent News
Apr 29, 2024

X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2023...

Mar 26, 2024

X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended...

Mar 21, 2024

X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the fourth quarter and fiscal...

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Investor Contacts
X Financial
ir@xiaoying.com
Christensen
In China
Mr. Rene Vanguestaine
+86-178-1749 0483
rene.vanguestaine@christ...
In US
Ms. Linda Bergkamp
+1-480-614-3004
linda.bergkamp@christens...