• Yue (Justin) Tang

    Founder, Chief Executive Officer and Chairman

    Mr. Yue (Justin) Tang, our founder, has served as the Chairman and Chief Executive Officer since March 2014. Mr. Tang is a renowned internet entrepreneur and investor in China. Mr. Tang was the co-founder of eLong, Inc. (NASDAQ: LONG), a leading online travel service company in China, wherein he served as the Chairman and CEO from 1999 to 2006. After that, Mr. Tang co-founded Blue Ridge China with Blue Ridge Capital, a leading US hedge fund. Mr. Tang then worked as the Managing Partner of Blue Ridge China, a private equity fund that invested in companies in China from 2006 to 2014. Mr. Tang is a founding member of the China Entrepreneur Club, a founding member of the Paradise International Foundation, and a member of The Nature Conservancy. Mr. Tang majored in Business Administration at Nanjing University, and received the Bachelor's Degree from Concordia College in the United States.

  • Kan (Kent) Li

    President and Director

    Mr. Kan (Kent) Li has been serving as our President since May 2021 and as a Director since December 2021. He previously held the role of Chief Risk Officer from November 2017 to November 2023. Mr. Li joined our company in 2015, initially serving as a Division Director overseeing unsecured loan risk from 2015 to 2017. Prior to this, from September 2008 to November 2015, he was a senior manager at Capital One, where he specialized in credit policy, loan management, and post-loan management, and was responsible for risk management in the Canadian region. Mr. Li earned both his Bachelor’s and Master’s degrees in Economics from Southwestern University of Finance and Economics. He has further studied in the University of Alberta in Canada for the PhD in Finance.

  • Shaoyong (Simon) Cheng

    Non-Executive Director

    Mr. Shaoyong (Simon) Cheng joined X Financial in 2015 and has served as the Company’s Director since December 2017. From May 2021 to November 2023, Mr. Cheng served as Vice Chairman. Prior to serving as Vice Chairman, Mr. Cheng served as the Company’s President from 2017 to 2021 and Chief Risk Officer from 2015 to 2017. Prior to that, Mr. Cheng served as deputy General Manager in charge of retail lending management at Bank of Communications, senior credit risk manager at HSBC North America and HSBC Asia Pacific. Mr. Cheng also served as head of CEO office and head of business banking at Hang Seng Bank China Limited, and manager at Capital One. Mr. Cheng received a bachelor's degree and a master's degree in engineering and a bachelor's degree in economics from Tsinghua University, a master's degree in industrial engineering and an MBA degree from University of Southern California.

  • Zheng Xue

    Independent Director

    Mr. Zheng Xue has served as X Financial’s independent director since the IPO. Since August 2011, Mr. Xue has served as an independent director at Yingli Solor (NYSE: YGE). Mr. Xue served as the Chief Financial Officer at China Music Corporation from 2015 to 2017, the Chief Financial Officer at Lightinthebox Inc. from 2011 to 2014, partner at Softbank China & India Fund from 2008 to 2010, the Chief Financial Officer at Target Media from 2005 to 2007, and the Chief Financial Officer at eLong Inc. from 2003 to 2005. Mr. Xue received a bachelor’s degree in physics from University of Illinois and an MBA degree from University of Chicago.

  • Longgen Zhang

    Independent Director

    Mr. Longgen Zhang has served as X Financial’s independent director since the IPO. Since January 2018, Mr. Zhang has served as the Chief Executive Officer at DAQO New Energy Corp. (NYSE: DQ) and an independent director at ZZ Capital International Limited. Prior to that, Mr. Zhang served as the Chief Financial Officer at Jinko Solar Energy Co., Ltd. (NYSE: JKS) from 2008 to 2014, and the Chief Financial Officer at Xinyuan Real Estate Co., Ltd. (NYSE: XIN) from 2006 to 2008. Mr. Zhang received a master’s degree in professional accounting from New Texas A&M University and a master’s degree in business administration from New Texas A&M University.

  • Zheng Wan

    Independent Director

    Mr. Zheng Wan has served as X Financial’s independent director since May 2024. Mr. Wan has served as a Group Director of M&A Integration at Cadence Design Systems Inc. since 2022. Mr. Wan served as a Director of M&A Integration at Snap Inc. from 2016 to 2018 and from 2020 to 2022. He served as a Global Director of M&A Integration at Airbnb Inc. from 2018 to 2020. Between 2006 and 2017, Mr. Wan served in multiple capacities at Google Inc., including as Finance Manager of Internal Audit and Risk Consulting, Corporate Development Manager, and Financial Planning & Analysis Manager. Mr. Wan received a master’s degree in political science from University of Utah in 2001 and an MBA degree from Duke University in 2004.