Yue (Justin) Tang

Founder, Chief Executive Officer and Chairman

Mr. Yue (Justin) Tang is our founder, Chief Executive Officer and Chairman of our board of directors. Mr. Tang is responsible for our overall business strategies and operation. Before starting our company group, Mr. Tang co-founded eLong.com, an online travel service company in China in 1999, and acted as its Chairman and CEO from 1999 to 2006.  From 2006 to 2014, Mr. Tang was the founder and managing partner of Blue Ridge China, an investment and consulting company. Mr. Tang majored in Business Administration at Nanjing University, and received the Bachelor's Degree from Concordia College in the United States.

Kan (Kent) Li

President and Director

Mr. Kan (Kent) Li has been serving as our President since May 2021 and as a Director since December 2021. He previously held the role of Chief Risk Officer from November 2017 to November 2023. Mr. Li joined our company in 2015, initially serving as a Division Director overseeing unsecured loan risk from 2015 to 2017. Prior to this, from September 2008 to November 2015, he was a senior manager at Capital One, where he specialized in credit policy, loan management, and post-loan management, and was responsible for risk management in the Canadian region. Mr. Li earned both his Bachelor’s and Master’s degrees in Economics from Southwestern University of Finance and Economics. He has further studied in the University of Alberta in Canada for the PhD in Finance.

Fuya (Frank) Zheng

Chief Financial Officer

Mr. Fuya (Frank) Zheng has served as our Chief Financial Officer since August 2020. Since May 2021, Mr. Zheng has served as an Independent Non-executive Director at Newegg Commerce, Inc. (NASDAQ: NEGG). From April 2020 to May 2021, Mr. Zheng was an independent director of Lianluo Smart Limited (NASDAQ: LLIT) which changed its name to Newegg Commerce, Inc. From 2018 to 2019, Mr. Zheng was an independent director of ChinaCache International Holdings Ltd. Mr. Zheng also served as an independent director of Yingde Gases Group Company (02168.HK) from 2009 to 2017. From 2008 to 2012, Mr. Zheng was the Chief Financial Officer of Cogo Group, Inc., a company previously listed on NASDAQ that provided customized module design solutions and manufactured electronic products in China. Mr. Zheng was also a director of the same company from 2005 to 2012. From 2000 to 2007, Mr. Zheng was Vice President of online travel services at eLong.com, a company previously listed on NASDAQ. Mr.Zheng received a bachelor’s degree in Business Administration majoring in accounting from Baruch College of the City University of New York in 1994.

Yufan (Jason) Jiang

Chief Risk Officer

Mr.Yufan (Jason) Jiang has served as our Chief Risk Officer since November 2023. Mr. Jiang joined us in 2015. Mr. Jiang Yufan has more than 10 years of working experience in the field of personal credit and is proficient in database management and risk strategy development. Before joining us, Mr. Jiang worked in the Credit Card Center of Bank of Communications, responsible for fraud risk management. Mr. Jiang received a bachelor’s degree in Science from University of Shanghai for Science and Technology.