X Financial (NYSE: XYF) (the "Company") is a leading online personal finance company in China. The Company is committed to connecting borrowers on its platform with its institutional funding partners. With its proprietary big data-driven technology, the Company has established strategic partnerships with financial institutions across multiple areas of its business operations, enabling it to facilitate loans to prime borrowers under a robust risk assessment and control system.

X Financial offers differentiated products specifically catered to the financing needs of individuals in China. The Company’s flagship loan product is Xiaoying Card Loan, which offers borrowers a combination of small credit line and attractive interest rates in China. More>>